A prenuptial agreement isn't about planning for divorce; it's about customizing the legal and financial terms of your marriage contract. If you don't create your own, you are implicitly accepting the default contract written by your state's laws, which may not align with your intentions.

This reframes a prenup not as a sign of distrust, but as a proactive choice. You can either accept the default legal contract the government imposes on your marriage (and can change at will) or create your own terms with your partner.

Instead of battling over individual assets, couples should first negotiate the overarching ratio of their post-divorce living standards (e.g., 1:1 after a long marriage). This principle-based agreement provides a clear framework for dividing assets and support, preventing fights over minor items.

With endless dating options, the goal isn't to get a second date with everyone, but to find a compatible partner fast. The optimal strategy is to ask controversial or 'off-putting' questions early to screen for values, even if it means fewer callbacks.

Laura Wasser warns against clauses that nullify a prenup after a set number of years. Courts can view these as "promotive of divorce," creating a financial incentive for one spouse to end the marriage just before the clause activates, which could potentially invalidate the entire agreement.

Every marriage has a prenup; it's either one you write together or one written by the state legislature. Forgoing a prenup means you implicitly trust future politicians to decide your fate more than you trust your chosen partner to have an honest conversation.

Couples fixate on trivial, low-stakes spending ("$3 questions") like buying coffee, while ignoring crucial, high-impact financial conversations ("$300,000 questions"). These include assessing financial alignment, setting joint investment goals, and establishing positive communication routines about money.

Divorce lawyer James Sexton theorizes that the process of negotiating a prenup forces couples to have brave, vulnerable conversations. This builds a crucial skill set for navigating future conflicts, potentially lowering their likelihood of divorce.

Divorce can be financially devastating, potentially erasing decades of wealth through legal fees and asset division. Therefore, choosing a life partner is not just an emotional decision but a crucial financial one. Ensuring financial compatibility and considering a prenuptial agreement are vital risk management strategies.