The term "aging in place" carries negative connotations of frailty and isolation. "Lifespan housing" reframes the home as a proactive tool to support health and wellness across all life stages, encouraging a forward-looking view rather than a reactive, end-of-life perspective.

The justification for a dream home isn't financial appreciation but its ability to generate joy and connection. By serving as a gathering place for family, friends, and peers, the home becomes an investment in relationships and memories, making its emotional and social return the primary metric of success.

Home ownership is reframed as a high-risk financial instrument, not a safe investment. A mortgage constitutes a 5-to-1 levered, highly concentrated, non-cash-flowing bet on the economic future of a single zip code, making it far riskier than a diversified public market portfolio.

It's nearly impossible to be objective about a living space you inhabit daily. To make effective long-term plans, homeowners need an external perspective—like a financial advisor for finances—to identify limitations, challenge assumptions, and see new possibilities for their environment.

Before any investment strategy, the choice of location is paramount. A stable country with strong property rights and rule of law provides the fundamental framework for wealth to compound across generations. Without this, even the best strategy can fail due to confiscation or conflict.

The trope that renting is 'throwing away money' is flawed. Rent is a payment for valuable, non-financial assets like location flexibility, freedom from ownership costs (taxes, repairs), and the option to invest capital elsewhere—potentially in higher-return, more diversified assets like the stock market.

When renovating, homeowners should actively seek forward-thinking contractors who can introduce new options and materials. Resisting the easy path of builders who just want to repeat what they've done before is key to creating a home that supports long-term wellness.

A mix of old and new buildings is crucial for a vibrant neighborhood. Because new construction is expensive, it drives up rents, excluding smaller businesses and lower-income residents. Older buildings provide the affordable spaces necessary to foster a diverse economic and social ecosystem.

A home’s value for longevity is deeply tied to its micro-community. The ability to walk to get fresh food, see friends, or enjoy entertainment draws people outside, fostering the natural activity and social connection that are critical for health but often overlooked.