When creating AI governance, differentiate based on risk. High-risk actions, like uploading sensitive company data into a public model, require rigid, enforceable "policies." Lower-risk, judgment-based areas, like when to disclose AI use in an email, are better suited for flexible "guidelines" that allow for autonomy.

For AI agents, the key vulnerability parallel to LLM hallucinations is impersonation. Malicious agents could pose as legitimate entities to take unauthorized actions, like infiltrating banking systems. This represents a critical, emerging security vector that security teams must anticipate.

Managing human identities is already complex, but the rise of AI agents communicating with systems will multiply this challenge exponentially. Organizations must prepare for managing thousands of "machine identities" with granular permissions, making robust identity management a critical prerequisite for the AI era.

Recent security breaches (e.g., Gainsight/Drift on Salesforce) signal a shift. As AI agents access more data, incumbents can leverage security concerns to block third-party apps and promote their own integrated solutions, effectively using security as a competitive weapon.

Treating AI risk management as a final step before launch leads to failure and loss of customer trust. Instead, it must be an integrated, continuous process throughout the entire AI development pipeline, from conception to deployment and iteration, to be effective.

AI 'agents' that can take actions on your computer—clicking links, copying text—create new security vulnerabilities. These tools, even from major labs, are not fully tested and can be exploited to inject malicious code or perform unauthorized actions, requiring vigilance from IT departments.

Insurers like AIG are seeking to exclude liabilities from AI use, such as deepfake scams or chatbot errors, from standard corporate policies. This forces businesses to either purchase expensive, capped add-ons or assume a significant new category of uninsurable risk.

An AI agent capable of operating across all SaaS platforms holds the keys to the entire company's data. If this "super agent" is hacked, every piece of data could be leaked. The solution is to merge the agent's permissions with the human user's permissions, creating a limited and secure operational scope.

Effective AI policies focus on establishing principles for human conduct rather than just creating technical guardrails. The central question isn't what the tool can do, but how humans should responsibly use it to benefit employees, customers, and the community.