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  1. Tom Bilyeu's Impact Theory
  2. New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live
New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory · Feb 20, 2026

Tom Bilyeu analyzes NYC's spending crisis, the national housing affordability disaster, and dives into conspiracy corner on 9/11 and Epstein.

German Policy to Avoid Aggressive Suspects Punishes the Lawful and Emboldens Criminals

A German policy instructs authorities to avoid confronting individuals who might escalate. This effectively creates a two-tiered justice system where the weak and compliant are policed, while aggressive bullies are ignored. This incentivizes threatening behavior and destabilizes society.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

Entrepreneurs Adapt to Reality While Politicians Ignore Failed Ideologies

The speaker contrasts his experience in game development, where he had to abandon a flawed strategy upon encountering the "physics" of the process, with politicians. Politicians often double down on failed economic models despite overwhelming historical evidence, refusing to adjust their approach.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

Voters Demand More Economic Literacy from YouTubers Than from Elected Politicians

The speaker notes he's rigorously challenged on economic principles by his YouTube audience. Meanwhile, voters elect politicians who are demonstrably illiterate in economics, leading to policies that cause widespread harm. This accountability gap is a critical flaw in the democratic process.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

Politicians Are Paralyzed by the Conflict Between Housing Affordability and Homeowner Equity

As articulated by Donald Trump, the political goals of making housing affordable (increasing supply) and protecting existing home values are in direct conflict. Since homeowners are a massive voting bloc, politicians avoid policies that would lower prices, like deregulation, creating a permanent affordability crisis.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

Game Theory Dictates AI Development Will Not Slow; Pausing Creates an Advantage for Rivals

The race for AI supremacy is governed by game theory. Any technology promising an advantage will be developed. If one nation slows down for safety, a rival will speed up to gain strategic dominance. Therefore, focusing on guardrails without sacrificing speed is the only viable path.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

Regulatory Costs Add Up to 40% to Apartment Prices, Driving Unaffordability

The housing crisis is primarily a supply problem manufactured by regulation. National studies show that permits, fees, and zoning delays account for 25% of a single-family home's price and over 40% of an apartment's cost. Deregulation is the most direct path to solving the affordability crisis.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

To Adapt Historical Figures, Recreate Their Archetypal Friction, Not Just Their Race

Debates about race-swapping historical figures like Joan of Arc are superficial. A more insightful adaptation would identify the source of the figure's revolutionary impact—in her case, a woman in a hyper-masculine world—and translate that archetype into a modern context that creates similar societal discomfort.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

'Tax the Rich' Policies Often Shift the Burden to the Middle Class as High-Earners Flee

NYC Mayor Mamdani's plan to tax the rich is failing as the governor blocked it and high-earners leave. His backup plan, a property tax hike, directly impacts the middle and working classes he promised to protect, a common failure point of socialist policies.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

A Thriving Middle Class Requires Letting a "Top .01%" of Driven Individuals Get Rich

Punishing the super-rich disincentivizes the very people whose obsessive drive to innovate creates widespread prosperity. As seen in China post-Mao, allowing ambitious individuals to "get rich" is a powerful mechanism for lifting millions out of poverty and supporting a robust middle class.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

Homeowners Lobby for Restrictive Housing to Protect Retirement, Not to Harm Younger Generations

The "Not In My Backyard" (NIMBY) phenomenon isn't born from malice. It's driven by older homeowners, who view their house as their primary retirement fund, acting out of self-preservation. They lobby for policies that increase their home's value, without considering the broader economic consequences.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

NYC's 248% Budget Increase Since 2000 Worsened Quality of Life

Despite a massive budget increase from $36.5B to $127B since 2000, key metrics like safety and education have declined while population growth was minimal. This shows that simply increasing spending doesn't solve civic problems and often indicates deep inefficiency.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago

Economic Policies Must Adhere to Immutable Laws Much Like Physics

Politicians often propose policies based on ideals without respecting economic realities, like aerodynamics in race car design. Ignoring factors like capital mobility or supply and demand leads to predictable system failure. Effective policy must be grounded in these "physics" rather than wishful thinking.

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live thumbnail

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

Tom Bilyeu's Impact Theory·2 days ago