Former DHS Secretary Janet Napolitano reveals DACA was initiated immediately after Congress failed to pass the Dream Act. It wasn't a proactive policy but a reactive measure, using executive power to solve a problem the legislative branch couldn't, highlighting how executive action can stem from legislative paralysis.

Senator Warren highlights a critical omission in standard economic calculations: the cost of servicing debt. Expenses like credit card interest and student loan payments are often left out, meaning official data doesn't capture the full financial pressure American families are facing.

After quitting a job to avoid wage garnishment, a guest found success by being completely honest and vulnerable with the law firm collecting his debt. Instead of ignoring them, he explained his situation, which resulted in a negotiated payment plan with zero interest—a far better outcome than evasion.

New members of Congress navigate complex policy and procedure with help from the Congressional Research Service (CRS). This arm of the Library of Congress acts as a non-partisan, in-house university, providing orientations and expert briefings on everything from tax policy jurisdiction to legislative history, ensuring lawmakers have substantive, unbiased knowledge.

The legal battle over President Trump's tariffs and President Biden's student loan forgiveness both hinge on the "major questions doctrine." This Supreme Court principle asserts that if the executive branch exercises a power with vast economic and political impact based on ambiguous statutory language, the Court will rule against it, demanding explicit authorization from Congress.

The American Competitiveness and Workforce Improvement Act (ACWIA) mandates a fee within each H-1B application. This money is specifically used by the Department of Labor to fund training for U.S. workers in technology and other high-demand fields, directly linking the hiring of foreign talent to upskilling the domestic workforce.

Widespread cancellation of medical debt, while well-intentioned, may remove consumer pressure on providers. If patients don't need to shop around or question prices because they anticipate forgiveness, it eliminates a key market force needed to control escalating costs.

To fix the student debt crisis, universities should be financially on the hook for the first portion of any loan default (e.g., $20,000). This "first loss" position would compel them to underwrite the economic viability of their own degrees, creating a powerful market check against pushing students into overpriced and low-value programs.

Former DHS Secretary Napolitano details the sprint to launch DACA. It required creating a full-fledged federal program from scratch—designing forms, setting fees, training staff, and doing public outreach—in just two months. This shows that executive orders are not self-executing but require intense operational effort.