Reframe patriotism not as blind nationalism, but as acknowledging the immense, unearned privilege of one's birthplace and its opportunities. This creates a sense of gratitude and responsibility—a debt owed to the society, systems, and people whose sacrifices created that environment of opportunity.
The narrative that vast tech fortunes are built on individual grit alone ignores the critical role of luck, timing, and systemic tailwinds. Recognizing fortune is key to humility and social responsibility, contrasting with the "obnoxious" belief of being purely self-made and entitled to the winnings.
No matter how intelligent you are, personal bias clouds judgment. For all significant decisions—personal, professional, or economic—consult a trusted "kitchen cabinet" of objective advisors. This external perspective is crucial for sound decision-making and protects against isolated thinking.
A seemingly large inheritance like $5 million is not "set for life" money for a young family. After inflation and taxes, the annual return is insufficient for a high-cost lifestyle. The advice is to live self-sustainingly, letting the capital grow into a sum that provides true, long-term financial freedom.
Significant wealth gaps strain long-term friendships more than new ones. Friendships formed later in life often exist within a similar socioeconomic "weight class," making wealth less salient. With older friends, the disparity can become an uncomfortable focal point when there's less shared current experience.