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The American tax filing process is uniquely frustrating because the government already has the data but forces individuals to do the complex calculations. This feels like an unnecessary, insulting burden, especially when the resulting tax dollars are spent in ways citizens may oppose.

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The common tech narrative blames Intuit's lobbying for the lack of free government tax software. However, the primary opposition comes from powerful anti-tax advocates like Grover Norquist's ATR, who view simplifying tax compliance as a "tax increase by stealth" that makes raising taxes easier.

The US tax code disproportionately penalizes "super earners"—individuals with high W-2 income but few assets. While billionaires defer taxes through asset appreciation, professionals earning over $1M face immediate, high marginal tax rates on their income, sometimes exceeding 50%, making it harder for them to build wealth.

Debates over 'fair share' taxes obscure the fundamental issue: the government's spending consistently outpaces its revenue increases. This 'ratchet effect' means that no amount of new taxation can balance the budget without addressing the underlying ideological problem of ever-expanding spending.

When all taxes are combined, individuals in some Western regions work over half the year solely for the government. This system is framed as a form of modern slavery, where the state owns the product of a person's labor for a significant portion of their life without direct consent on its use.

The biggest tax cut isn't a legislative change but rather neutering the IRS's budget. The agency lacks the resources to audit the complex finances of the wealthy, incentivizing aggressive tax strategies and leaving hundreds of billions in legally owed taxes uncollected each year.

By deputizing employers and spreading payments out, the government makes the cost of its services less salient to citizens. The annual tax refund further obscures the total amount paid, creating a "blissful moment" that psychologically reframes tax payment as a government payout.

Getting excited about a tax refund is a financial error. It means you overpaid your taxes, effectively giving the government an interest-free loan. That money could have been invested and earning returns for you instead of sitting idle with the IRS.

The dramatic expansion of the tax code from 400 to 4,000 pages serves to create loopholes and exemptions that disproportionately benefit capital owners and high earners. This complexity shifts the tax burden away from the wealthy and onto the middle class, undermining fairness.

Despite being the government's most profitable agency—generating $13 for every $1 invested in enforcement—the IRS is consistently defunded due to its public unpopularity. This highlights a critical disconnect where political incentives override sound, data-driven financial decisions, even when the ROI is exceptionally high.

The US tax system disproportionately penalizes high-income 'workhorses' (e.g., doctors, lawyers) who earn from labor. In contrast, the super-rich, who derive wealth from capital gains and have mobility, benefit from loopholes that result in dramatically lower effective tax rates.

The U.S. Tax System Is Insulting: It Forces You to Calculate a Number the IRS Already Knows | RiffOn