The economic struggles of young men are not just a result of market forces but a direct consequence of policies that have systematically shifted wealth from younger to older generations. This manifests in unaffordable education and housing, crushing debt, and lower relative wages compared to their parents and grandparents.

Despite aspirations for upward mobility, the majority of people do not advance to a higher wealth tier over a 10-year period. For those in the middle-to-upper-middle class ($100k-$10M), the figure is even higher, with 72% staying in place. This highlights the difficulty of breaking out of established financial brackets through conventional means.

Unlike other consumer goods, the high cost of owner-occupied housing blocks access to wealth building (as it's often the primary savings vehicle) and social mobility (as better schools and jobs are concentrated in areas with single-family homes). This makes the housing problem disproportionately impactful.

When government policy protects wealthy individuals and their investments from the consequences of bad decisions, it eliminates the market's self-correcting mechanism. This prevents downward mobility, stagnates the class structure, and creates a sick, caste-like economy that never truly corrects.

The shrinking middle class is creating a split where more people will become "kings" and more will be "really suffering." This isn't just about finances; it's a divergence in overall happiness and life satisfaction based on who adapts and who doesn't.

The Gini coefficient, a measure of wealth inequality, is 83 in the U.S. today. This places current American society on par with pre-revolutionary France, which had a coefficient between 80 and 85. This stark data point suggests that current economic stratification has reached a level historically associated with major social upheaval.

The default path to prosperity provided by a societal framework is broken due to systemic economic issues. However, individuals can still thrive by focusing on developing high-utility skills, creating their own path to success.

As homeownership becomes unattainable without generational wealth, social mobility is stalling. The growing gap between asset owners and renters is calcifying, transforming the American economic structure from a meritocracy into a caste-like system where your financial starting point determines your destiny.

The key to national health is ensuring the middle class experiences a tangible sense of upward economic mobility. This feeling of progression is a foundational pillar of human happiness and societal stability, far more critical than static wealth or one-time benefits.