When facing a difficult choice that creates persistent unease or uncertainty, it's often a signal that the correct path is to decline or opt out. This heuristic, borrowed from investor Naval Ravikant, helps cut through complex analysis paralysis, especially in situations with ethical ambiguity.
Instead of a fixed inheritance plan based on age, adopt a flexible strategy that scales financial support up or down based on a child's productivity and life choices. This approach, inspired by Morgan Housel, rewards effort and responsible behavior while avoiding subsidizing unproductive lifestyles.
The rapid rise of character AIs poses a significant risk of fostering unhealthy synthetic relationships, particularly among minors. This can discourage them from building essential offline connections with parents, mentors, and friends. The potential for societal harm outweighs the benefits until proper age-gating and safety guardrails are established.
Society often glorifies early mornings as the key to success, but different schedules suit different types of work. Staying up late can foster greater creativity, whereas waking up early may be better suited for task-oriented productivity. Individuals should align their work schedules with their personal chronotype and goals.