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  2. The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis
The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin · Apr 6, 2026

Tax strategist Karlton Dennis reveals legal IRS loopholes like bonus depreciation, the Augusta Rule, and S-corp strategies to save thousands.

Embroider Your Logo on Clothing to Make it a Deductible Business "Uniform"

To legally deduct clothing, it must qualify as a uniform. Entrepreneurs can achieve this by embroidering their company name or logo on their work attire. Documenting this clothing budget within the company's operating agreement further substantiates the expense as "ordinary and necessary" for branding.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago

Using "Miscellaneous" and "Other Expenses" on Tax Returns Invites IRS Audits

These categories on a Schedule C tax form are red flags for the IRS as they suggest poor record-keeping or attempts to hide non-deductible expenses. Properly categorizing every expense into specific buckets like "marketing" or "supplies" reduces audit risk and demonstrates professionalism to the IRS.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago

Business Owners Can Write Off 100% of a >6,000lb Vehicle's Cost in Year One

Through Section 179 and bonus depreciation, entrepreneurs can purchase a heavy vehicle with a small down payment but deduct the entire purchase price. This can result in immediate tax savings that exceed the initial cash outlay, creating a powerful leverage opportunity.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago

The IRS's Code 162A Lets You Define Your Own Business Write-Offs

The tax code lacks profession-specific lists of deductions. Instead, Code Section 162A provides a framework: any expense that is "ordinary, necessary, and reasonable" in the pursuit of income can be deducted. This empowers business owners to justify unique expenses relevant to their specific operations.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago

Reporting Side Hustle Losses for 3+ Years Risks an IRS "Hobby" Reclassification

The IRS may reclassify a business as a "hobby" if it consistently reports losses without significant income growth after two or three years. This is a major red flag that can lead to an audit where the IRS disallows deductions from previous years, resulting in back taxes, penalties, and interest.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago

Use a Wyoming LLC as a Parent Company to Keep Your Business Ownership Private

To protect personal information, entrepreneurs can structure their business with two entities. An operating entity is set up in their home state, but it's owned by a parent LLC in a state like Wyoming, which doesn't require public disclosure of members' names. This "entity layering" shields owners from public view.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago

IRC 181 Allows a 100% Tax Deduction on Investments in U.S. Film Productions

Investors can get a significant, immediate tax write-off by investing in a U.S.-made film with a budget under $20 million. IRC 181 allows for the deduction of 100% of the production costs, including leveraged debt taken on by the investor, creating a potential 4x deduction on the initial cash outlay.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago

Use Short-Term Rentals for a Q4 Tax Write-Off, Then Switch to Long-Term in January

To get a large tax deduction against W-2 income, an investor can buy a property late in the year, operate it as a short-term rental for Oct-Dec to meet the 100-hour "material participation" rule, and claim accelerated depreciation. Then, in January, they can convert it to a less demanding long-term rental.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago

Family Foundations Are Wealth Tools That Eliminate Capital Gains and Shift Income

Beyond charity, private family foundations act as powerful wealth-building vehicles. Assets like stocks and real estate can appreciate and be sold inside the foundation with zero capital gains tax. Furthermore, only 5% of assets must be donated annually, and family members can be hired, shifting income to lower tax brackets.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago

The Augusta Rule Lets You Pay Yourself Thousands Tax-Free By Renting Your Home to Your Business

Under Section 280A, owners of S-Corps or partnerships can rent their primary residence to their own company for up to 14 days a year. The business gets a deduction for the rental expense (e.g., 14 days at $2k/day = $28k deduction), and the owner receives that income completely tax-free.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago

Switch from an LLC to an S-Corp When Net Profit Exceeds $60,000

While an S-Corp has higher administrative costs ($3-5k/year), the tax savings become significant once net profit hits the $50-60k range. By paying yourself a "reasonable salary" and taking the rest as a distribution, you avoid the 15.3% self-employment tax on a large portion of your profit.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis thumbnail

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Money Rehab with Nicole Lapin·9 days ago